Rated Excellent by UK Businesses

Strategic Capital for Ambitious Enterprises.

Structuring and executing bespoke multi-million pound debt facilities. We bypass traditional banking bottlenecks to unlock rapid, unrestricted liquidity.

Call 01708 676110

£25k - £5M+ Facilities

Whole of Market Access

£50M+

Capital Deployed

Direct access to tier-1 institutional capital

BARCLAYS Aldermore NatWest Lloyds Bank Funding Circle

The Institutional Advantage

Overcoming Capital Constraints

Scaling a multi-million-pound operation requires frictionless liquidity. We engineer financial structures that allow you to bid on larger contracts, acquire assets, and expand operations securely.

Optimised Cash Flow

Bridge the 60-90 day gap between invoicing and settlement. We align your debt facilities with your debtor ledger, ensuring operational continuity without disruption.

Unrestricted Scaling

Don't let a lack of immediate working capital cap your ambition. Secure the necessary funds to mobilize new sites and execute on high-margin opportunities instantly.

Specialist Underwriting

We bypass rigid institutional bureaucracy, connecting you with niche lenders who assess the true commercial viability of your order book and business model.

Core Finance Products

Strategic Financial Instruments

Unsecured Finance

Rapid liquidity injection designed for immediate capital deployment without requiring collateral. Ideal for smoothing out cash flow volatility or funding strategic acquisitions.

Asset Finance

Procure vital operational equipment—from commercial vehicles to heavy plant machinery—without depleting essential cash reserves. Let the asset pay for itself over its lifecycle.

Invoice Finance

Transform outstanding accounts receivable into immediate, tangible working capital. Access up to 90% of your invoice value upon issuance to secure a scalable funding line.

Corporate Ecosystem

Backed by an Elite Advisory Network

VC Funding operates as the dedicated commercial finance division within the broader Trade Mastermind and Finetic Consulting ecosystem. We do not merely broker loans; we engineer comprehensive financial strategies designed to elevate your enterprise and dominate your market sector.

SME Funding Desk Credit broker, not lender Secure enquiry process

Commercial funding for small businesses that need to move with confidence.

Whether you need working capital, asset finance, invoice support or funding for a growth opportunity, VC Funding helps you explore suitable commercial finance options without the slow, restrictive process of traditional banks.

Call 01708 676110

£25k+

Typical facilities

Fast

Lender matching

Tailored

Funding structure

Small business owner discussing commercial funding

Funding review

Options prepared around your cash flow

A clearer route from business need to lender match, structured around how your company actually trades.

VC

Need

Capital

Match

Lenders

Outcome

Facility

Funding for real business pressure

Built around the moments where cash flow matters most.

Whether the pressure is urgent cash flow, new equipment or a time-sensitive opportunity, the route to finance should feel clear from the first conversation.

Working Capital

Cover supplier payments, VAT, payroll, stock or seasonal gaps without pausing momentum.

Equipment & Assets

Finance machinery, vehicles, systems and business-critical equipment while preserving cash reserves.

Invoice Support

Explore options to release capital tied up in unpaid invoices and long payment terms.

Growth Projects

Fund marketing, recruitment, stock, new premises or acquisition opportunities when timing matters.

No generic lending route

We look at the commercial reason for funding, then structure around it.

How VC Funding Helps

A more professional route from enquiry to lender options.

The goal is to remove confusion. We assess the requirement, identify suitable facilities, then help position the enquiry clearly so lenders understand the strength of your business.

1. Understand the requirement

What you need, how fast you need it and what the funding must achieve commercially.

2. Structure the facility

Unsecured finance, invoice finance, asset finance or blended options are assessed against your position.

3. Present lender options

We help you move with clarity instead of wasting time approaching unsuitable providers.

Trust signals

A transparent funding process before the first call.

Funding decisions require confidence. VC Funding keeps the process clear, professional and grounded in responsible commercial finance.

Compliance-led

Clear broker positioning, lender criteria messaging and responsible finance language.

Human support

Business owners can speak to a real advisor rather than being pushed through a cold form.

Clear documentation

The page prepares applicants for the funding review without overwhelming them.

Speed with structure

Positioned as fast, but not reckless — exactly what funding buyers need to see.

Ready to explore funding options?

VC Funding acts as a credit broker and not a lender. Finance is subject to status, lender criteria and affordability.

Trade Specialist Funding Builders, contractors & trade-led firms

Finance built for trades businesses ready to win bigger jobs.

Funding support for vans, tools, plant, materials, labour, invoice gaps and project mobilisation — built around the real cash flow pressures of trade businesses.

Call 01708 676110

Assets

Vans, plant, tools

Cash flow

Materials & labour

Invoices

Staged payments

Project funding board

What can be supported?

VC

Vehicles & equipment

Vans, tools, machinery and plant without draining the business account.

Materials & mobilisation

Support upfront costs before deposits, invoices or staged payments land.

Invoice gaps

Create breathing room while waiting on clients, retention or commercial payment terms.

Assets

Funded

Cash Flow

Protected

Projects

Mobilised

Trade finance facilities

Practical funding for practical growth.

From vans and plant to materials and invoice gaps, trade businesses need finance that reflects how work is actually delivered.

Vehicle & Asset Finance

Fund vans, specialist tools, machinery, plant and equipment while protecting operational cash.

Working Capital

Access funding for materials, labour, deposits and mobilisation costs when a project needs momentum.

Invoice Finance

Release funds from unpaid invoices so delayed payments do not stop the next phase of work.

Built for trade-led cash flow

Win the contract, then fund the delivery.

Many trade businesses are profitable on paper but restricted by timing. Larger contracts can require upfront materials, labour, vans, tools or deposits before the money comes in. VC Funding helps you explore suitable options so growth does not depend purely on what is sitting in the bank today.

Step 1

Bigger job appears

A contract, subcontract or project opportunity requires fast mobilisation.

Step 2

Cash gap identified

Materials, labour, equipment or invoice timing creates pressure.

Step 3

Facility matched

We assess suitable lender routes based on the requirement.

Step 4

Delivery protected

The business can move with more confidence and protect momentum.

Trade business planning a construction project

Trade businesses supported

Builders Electricians Plumbers Roofers

Speak to VC Funding

Give your trade business a more professional funding conversation.

Speak to a commercial finance advisor about suitable options for your next project, contract or equipment requirement.

Credit broker, not lender

Finance subject to status and lender criteria

Human advisor-led review

How to make a complaint

It is our intention to provide you with a high level of customer service at all times.

If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to:

Compliance Department
Connect IFA Ltd
39 Station Lane
Hornchurch
RM12 6JL

or call: 01708 676110.

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service:

www.financial-ombudsman.org.uk

Privacy Policy

VC Funding Privacy Notice

VC Funding is committed to protecting your privacy. This policy statement, together with any document referred to within, sets out the basis on which we will use the personal information you supply to us directly or that is supplied to us by a third party. VC Funding is responsible for the processing of the personal information you supply and will process personal data in line with applicable UK data protection legislation.

Website

We have structured our website so that you can visit without identifying yourself or revealing any personal information.

If you review or download information from the website, this information is tracked to enable us to provide you with tailored information and to give us information about your use of our website. This action will not personally identify you.

Should you wish to complete a contact or enquiry form on the website or through our connected portals, we collect and store the personal information supplied to us via secure servers to enable us to fulfil your request.

Any personal information you chose to disclose via the website or portals will be processed in accordance with this privacy notice.

What information do we collect?

To arrange a mortgage, loan or other plan or service for you, we will need to collect a wide range of personal data and financial related information. Our UK based team will only collect information that is pertinent to the service we provide and will hold this information only for as long as necessary.

We will also collect credit or debit card details to make payments for VC Funding services and to pass to relevant parties such as lenders and surveyors. This information will not be retained after payment has been made.

We will retain and process your personal information based on our 'Terms of Business' contract with you, our statutory and legal obligations, our regulatory requirements and our legitimate business interests.

How is the information collected?

We collect information via a variety of means which include website forms, telephone calls, email, text messages, social media, post, fax and face to face meetings. We may also monitor and record our telephone conversations with you.

The information may be collected directly by VC Funding and its staff or from third parties to whom you have agreed may pass your personal information to VC Funding.

How is the information used?

VC Funding will use personal data received to process your request for a mortgage, loan or other plan or service on your behalf. You may advise us at any time should you no longer wish us to use your data. We will use the information in several ways to improve how we support our customers, which includes but is not limited to:

Letting you know about changes to our products and services.
Confirmation of your identity.
Training of our staff and fraud Investigation and prevention.
Confirmation of the documents and information you provide to us.
Keeping our records up to date and complying with regulatory and legal obligations.
Administration and review of the mortgages, finance and products we have arranged for you.
Helping us to assess your needs for protection plans in connection with your borrowing.
Conducting surveys to help us improve our service.

Who will your information be shared with?

To arrange a mortgage, loan or other plan or service we will need to share your personal data with relevant third parties. These third parties include mortgage lenders, product providers, surveyors, solicitors and other parties that relate to your applications.

When we proceed with a mortgage, loan or other plan or service for you and your data is shared with a lender or provider, we recommend you also read their Privacy Notice in conjunction with ours. This can be found on the lenders or providers website or our central page here: https://connectbrokers.co.uk/lenderprivacy/

As an Appointed Representative of Connect IFA Ltd, information about yourself will be shared with Connect IFA Ltd who are our Network. Connect IFA Ltd assist us with the processing your application as well as for compliance oversight purposes.

If your request for services has come from an introducer of business to VC Funding, we may share limited information with the introducer for the purposes of keeping them informed as to how your application is progressing.

We use third party software systems including cloud-based storage, to help us to manage mortgage, loan and product applications and to process and verify the personal information you supply to us. All software suppliers store any data in the UK and are subject to UK regulations including the UK Data Protection Regulations and are obliged to keep your details securely and use them only to fulfil the contracted service.

Marketing

We will seek your explicit consent to provide you with general market news and updates and to inform you of any products and services offered by VC Funding and its associated companies that are not connected with your specific mortgage, loan or other plan or service. If you use a service offered by VC Funding, you will not automatically be opted in to marketing without your consent. We will not provide your personal data to any unconnected third party in connection with marketing.

We will obtain explicit consent from you either verbally, via our website, via meetings face to face including shows and events, by email, or by completion of a consent form and will keep a record of your consent.

Marketing may include emails, telephone calls, social media and postal marketing. You can advise us of your preferences on how you would like us to provide marketing and the marketing content that is of most interest to you. You may update your preferences at anytime and you may also withdraw your consent at anytime.

Changes to our Privacy Policy

It may be necessary to update this privacy policy from time to time to meet legal, regulatory and commercial requirements. Please visit this page from time to time and take note of any changes. Any personal data collected prior to any change will not be affected by the change without your permission.

On the 25th May 2018, The Data Protection Act 1998 was superseded by The Data Protection Act 2018 supplemented by GDPR. This Privacy Notice sets out most of your rights under the new act but may be updated further if regulation changes in the future.

Changes of ownership

VC Funding may from time to time sell or transfer the control of the company. Any personal data supplied by you where relevant to the part of the business being sold or transferred will be transferred to the new owner or controlling party and will continue to be used under the terms of this policy for the purposes that the personal data was originally supplied to us.

Access

You have a right to access any personal information we hold about you. To request access or for any questions about this privacy policy please contact:

VC Funding
Data Protection Queries
39 Station Lane
Hornchurch
RM12 6JL

enquiries@vcfunding.co.uk